Upromise is OK in my opinion, until you try to get your money out.

The only apparent way to get your money is through a 529 plan, but most have high expense and annual fees. For example, most of the listed 529s have a $15-30 annual account fee PLUS 0.3 – 1.5% expense fees. If you”ve only $1000 invested, the market has to return 7.5% just for you not to lose money (assuming $30/$1000 = 3%, 1.5% expense, 3% inflation rate).

But, you can do better. You just need to pick the best fund, but Upromise won’t tell you what’s best, they just try to push their own high fee funds.

The way I found the best funds was to review all the plans Upromise Investments services (see the Upromise 529 FAQ, https://upinvestments.s.upromise.com/upinv/8106.4.do#212 ) and then look each up at savingforcollege.com
(http://www.savingforcollege.com/compare_529_plans/index.php?plan_ids%5B%5D=18&plan_ids%5B%5D=37&plan_ids%5B%5D=39&mode=Compare&page=compare_plans&plan_type_id= ). By digging through the fees and such, IMHO you’ll find that Iowa and New York offer the best deals for non-residents – No annual fee, low total expense ratio, and Vanguard funds. Your results may vary.